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Retirement Income

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Retirement Income

Convert your clients’ retirement investment into reliable, guaranteed lifetime income streams with our single premium immediate annuity, Nationwide Advisory IncomeSM or our variable annuity, Nationwide Advisory Retirement Income AnnuitySM. Help your clients be prepared to live the lifestyle they want in retirement.

Variable annuities are long-term, tax-deferred investments investors buy from an insurance company to help them save for retirement. They are called “variable” because their value fluctuates based on the performance of the underlying investment options chosen. Some variable annuities offer optional living and death benefits for an additional fee. There are some limitations that may not be right for all investors, including that withdrawals are subject to income tax and those taken before age 59½ may be subject to a 10% early withdrawal federal tax penalty. Keep in mind that all guarantees and protections are subject to the claims paying ability of Nationwide Life Insurance Company. We also need to add that all guarantees and protections are subject to the claims paying ability of Nationwide Life Insurance Company.

We have a solution to manage the many risks of retirement – from outliving retirement savings to bridging the gap between retirement and taking Social Security payments. Take control of retirement income.

The average 65-year-old couple has a 52% chance that at least one of them will live to be age 951. It's important to think about how to fund those extra years. A fee-based Single Premium Immediate Annuity, like Nationwide Advisory Income℠, that provides guaranteed income payments to match your needs may be the solution. A guaranteed payment can remove the worry of meeting your obligations, or ease anxiety over living the lifestyle you want in retirement.

1Based on the Annuity 2012 Generational Mortality Table, Society of Actuaries

For clients nearing retirement, a little certainty can go a long way.

To help provide a level of certainty for pre-retirees, our Nationwide Advisory Retirement Income AnnuitySM (NARIA)SM features Nationwide L.incSM Advisory, a Guaranteed Lifetime Withdrawal Benefit, available for an additional cost1. A guaranteed increase of 7% simple interest roll-up rate2 may help clients accumulate more for their retirement income, which they can then actualize at a specified withdrawal percentage based on their age. Using NARIA with Nationwide L.inc Advisory can help your clients maximize their retirement income while minimizing the impact of short-term market conditions.

1Nationwide L.inc Advisory has additional fees assessed annually of 1.20% (1.50% for joint option).

2Rollup occurs on the benefit base for 10 years or until the first lifetime withdrawal, whichever comes first.

Capturing market upside—and protecting against the downside—can help provide clients with a greater retirement income stream.

To help clients solve their retirement income challenges, our Nationwide Advisory Retirement Income AnnuitySM features Retirement Income DeveloperSM 1, a Guaranteed Lifetime Withdrawal Benefit. Allowing for market participation, benefit base protection from volatility, and the potential to lock in a higher benefit each year, Retirement Income DeveloperSM can help your clients feel confident that they’re making the decisions to help them achieve their long-term income goals.

1Retirement Income Developer has an additional fee assessed annually of 0.80% (0.95% for joint option).

Maximizing your Social Security income benefit by waiting until full retirement age increases your monthly income – potentially as much as 76%1. But what if you were planning to retire at 62 or even 65?

A fee-based Single Premium Immediate Annuity can deliver a guaranteed income stream - allowing you to fill an income gap while delaying and growing your Social Security benefit.

1Nationwide as of May 2016. Based on an individual with full retirement age of 66, comparing early filing at age 62 and receiving reduced benefits of 75% of primary insurance amount versus delayed filing at age 70 and receiving credits to increase benefits by 32% of primary insurance amount. This increase does not include any COLA increase that may be added to the Social Security benefits.

Douglas and Robin
Greg
Diane
Jill

We have a solution to manage the many risks of retirement – from outliving retirement savings to bridging the gap between retirement and taking Social Security payments. Take control of retirement income.

The average 65-year-old couple has a 52% chance that at least one of them will live to be age 951. It's important to think about how to fund those extra years. A fee-based Single Premium Immediate Annuity, like Nationwide Advisory Income℠, that provides guaranteed income payments to match your needs may be the solution. A guaranteed payment can remove the worry of meeting your obligations, or ease anxiety over living the lifestyle you want in retirement.

1Based on the Annuity 2012 Generational Mortality Table, Society of Actuaries

Douglas and Robin

For clients nearing retirement, a little certainty can go a long way.

To help provide a level of certainty for pre-retirees, our Nationwide Advisory Retirement Income AnnuitySM (NARIA)SM features Nationwide L.incSM Advisory, a Guaranteed Lifetime Withdrawal Benefit, available for an additional cost1. A guaranteed increase of 7% simple interest roll-up rate2 may help clients accumulate more for their retirement income, which they can then actualize at a specified withdrawal percentage based on their age. Using NARIA with Nationwide L.inc Advisory can help your clients maximize their retirement income while minimizing the impact of short-term market conditions.

1Nationwide L.inc Advisory has additional fees assessed annually of 1.20% (1.50% for joint option).

2Rollup occurs on the benefit base for 10 years or until the first lifetime withdrawal, whichever comes first.

Meet Greg

Greg

Capturing market upside—and protecting against the downside—can help provide clients with a greater retirement income stream.

To help clients solve their retirement income challenges, our Nationwide Advisory Retirement Income AnnuitySM features Retirement Income DeveloperSM 1, a Guaranteed Lifetime Withdrawal Benefit. Allowing for market participation, benefit base protection from volatility, and the potential to lock in a higher benefit each year, Retirement Income DeveloperSM can help your clients feel confident that they’re making the decisions to help them achieve their long-term income goals.

1Retirement Income Developer has an additional fee assessed annually of 0.80% (0.95% for joint option).

Meet Diane

Diane

Maximizing your Social Security income benefit by waiting until full retirement age increases your monthly income – potentially as much as 76%1. But what if you were planning to retire at 62 or even 65?

A fee-based Single Premium Immediate Annuity can deliver a guaranteed income stream - allowing you to fill an income gap while delaying and growing your Social Security benefit.

1Nationwide as of May 2016. Based on an individual with full retirement age of 66, comparing early filing at age 62 and receiving reduced benefits of 75% of primary insurance amount versus delayed filing at age 70 and receiving credits to increase benefits by 32% of primary insurance amount. This increase does not include any COLA increase that may be added to the Social Security benefits.

Meet Jill

Jill

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