Investment Needs

Tax Deferral

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Tax Deferral

We offer greater tax deferring capacity for clients who’ve maxed out their 401(k)s, received a large sum of money, seek downside protection, or for active managers who need to improve the tax efficiency of their strategies.

Large cash infusions can cause tax headaches. Variable annuities can provide additional capacity in events likes these.

Large cash infusions like the sale of a business, annual bonus, or an inheritance can cause tax headaches. Thanks to virtually unlimited contribution limits, advisors may rely on a low-cost Investment Only Variable Annuity (IOVA) for the additional capacity needed in events like these. An IOVA can provide liquidity and a tremendous diversity of choice, all at a low-cost, to take full advantage of the compounding power of tax deferral.

Large cash infusions can cause tax headaches. Variable annuities can provide additional capacity in events likes these.

Large cash infusions like the sale of a business, annual bonus, or an inheritance can cause tax headaches. Thanks to virtually unlimited contribution limits, advisors may rely on a low-cost Investment Only Variable Annuity (IOVA) for the additional capacity needed in events like these. An IOVA can provide liquidity and a tremendous diversity of choice, all at a low-cost, to take full advantage of the compounding power of tax deferral.

The compounding power of low-cost tax deferral can add up to a more secure and satisfying retirement option for your clients.

With contribution limits of only $19,000 (for 2019) high-earning investors can max out their 401(k) plans quickly. Looking to extend tax deferral, these investors have typically sought out traditional variable annuities for their higher maximums. But the cost and complexity of these retirement vehicles can limit returns. Typical variable annuities charge 1.32% in M&E fees, and often come with lock up periods that make them illiquid and expensive. For clients looking to maximize accumulation for retirement, a simplified, low-cost Investment Only Variable Annuity (IOVA) may help solve the cost and complexity problem.

Improving the tax efficiency of client portfolios is critical for improving investment returns.

Locating tax-inefficient assets in a tax-deferred vehicle eliminates the tax drag on dividends and interest income and allows those reinvested assets to compound over the life of the investment, which can improve accumulation. The challenge is to find a low-cost, tax-advantaged account with a large enough selection of underlying funds to meet the needs of high net worth investors.

For clients approaching retirement, an unexpected market fluctuation could mean the difference between retirement now and retirement much later.

Protecting assets from volatility is critical for preserving your clients’ retirement assets. Using Nationwide Advisory Retirement Income Annuity℠, clients can elect Retirement Income DeveloperSM, a guaranteed lifetime withdrawal benefit, for the opportunity to lock in market performance each year, protecting their future retirement income from any market downturn. Combined with the tax-deferred benefits annuities offer, NARIA can help advisors address their clients’ retirement income needs.

Meet Jim

Small Business Owner in need of tax deferral

Jim

Advertising Agency Partner who has maxed out her 401(k)

Ellen

Meet Jerry

Salesman trying to minimize the tax impact on his fixed income investments

Jerry
Terry

The compounding power of low-cost tax deferral can add up to a more secure and satisfying retirement option for your clients.

With contribution limits of only $19,000 (for 2019) high-earning investors can max out their 401(k) plans quickly. Looking to extend tax deferral, these investors have typically sought out traditional variable annuities for their higher maximums. But the cost and complexity of these retirement vehicles can limit returns. Typical variable annuities charge 1.32% in M&E fees, and often come with lock up periods that make them illiquid and expensive. For clients looking to maximize accumulation for retirement, a simplified, low-cost Investment Only Variable Annuity (IOVA) may help solve the cost and complexity problem.

Advertising Agency Partner who has maxed out her 401(k)

Ellen

Improving the tax efficiency of client portfolios is critical for improving investment returns.

Locating tax-inefficient assets in a tax-deferred vehicle eliminates the tax drag on dividends and interest income and allows those reinvested assets to compound over the life of the investment, which can improve accumulation. The challenge is to find a low-cost, tax-advantaged account with a large enough selection of underlying funds to meet the needs of high net worth investors.

Meet Jerry

Salesman trying to minimize the tax impact on his fixed income investments

Jerry

For clients approaching retirement, an unexpected market fluctuation could mean the difference between retirement now and retirement much later.

Protecting assets from volatility is critical for preserving your clients’ retirement assets. Using Nationwide Advisory Retirement Income Annuity℠, clients can elect Retirement Income DeveloperSM, a guaranteed lifetime withdrawal benefit, for the opportunity to lock in market performance each year, protecting their future retirement income from any market downturn. Combined with the tax-deferred benefits annuities offer, NARIA can help advisors address their clients’ retirement income needs.

Terry

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